In this episode, Cory discusses how incorporating strategic rest into your routine can boost productivity and overall wellness tips. He argues that mindfulness and intentional breaks are integral to building a fulfilling life and meaningful wealth. Listen to discover how to achieve more by doing less. — This Material is Intended for General Public Use….
In this episode of More Than Commas, Elijah explains the philosophy behind evidence based investing and how it is foundational to Sound Financial Group. He highlights Dimensional Fund Advisors and discusses why their approach to investing matters. Learn how evidence based investment can help build confidence in your financial strategy. — This Material is Intended…
In this episode of More Than Commas, Cory Sheppard breaks down the risks of going all-in on the S&P 500, especially after its recent high-performing years. He explores how the index has become increasingly tech-heavy and dependent on the “Magnificent Seven,” making it more volatile than it seems. By examining historical data from different time…
In this episode of More Than Commas, Paul and Cory dive deep into what it really takes to build sustainable, guaranteed income for life. They challenge the traditional advice to go “more conservative” in retirement, exposing why longevity risk—not market volatility—is the greatest threat to your financial future. Using a real-world $10 million retirement example,…
In this episode of More Than Commas, Paul and Cory dive into a popular article’s alarming claims about bonds, dissecting the idea of a 36-year bond bear market and the so-called “crushing” losses investors faced. Using powerful tools from Dimensional Fund Advisors like the Matrix Book and ReturnsWeb, they fact-check historical data from 1945 to…
In Episode 316 of More Than Commas, we continue our deep dive into White Coat Investor’s critique of the Ernst & Young Insurance Study. This time, we break down seven more questionable assumptions, from high advisory fees to mysterious “black box” insurance products. Are these valid criticisms, or is there more to the story? Tune…
In Episode 315 of More Than Commas, we take a deep dive into White Coat Investor’s critique of the Ernst & Young Insurance Products in Retirement Study. While WCI raises some valid concerns, we challenge whether their approach to financial products is always as objective as they claim. Are whole life insurance and annuities really…
In this episode of More Than Commas, we tackle the Annuity Puzzle—why retirees often ignore one of the most recommended financial tools: lifetime income annuities. Cory discusses expert insights from economists like Moshe Milevsky, William Sharpe, and Olivia Mitchell, uncovering the behavioral biases, marketing flaws, and misconceptions that keep people from embracing annuities. We explore…
Active asset managers promise market-beating returns, but the data tells a different story. In this episode of More than Commas, Cory explores why 90% of actively managed funds underperform over time and how patience, simplicity, and low-cost investing outperform stock-picking strategies. Through stories of legendary investors like Warren Buffett and everyday savers like Ronald Read, we…
