PODCAST EPISODE 323 – Why Going All-In on the S&P 500 Might Be a Big Mistake

In this episode of More Than Commas, Cory Sheppard breaks down the risks of going all-in on the S&P 500, especially after its recent high-performing years. He explores how the index has become increasingly tech-heavy and dependent on the “Magnificent Seven,” making it more volatile than it seems. By examining historical data from different time periods—including the 2000s “lost decade” and early 20th-century downturns—Cory shows why diversification across asset classes, rather than chasing short-term outperformance, leads to a more stable, reliable investment experience. Whether you’re near retirement or just getting started, this episode is packed with insight on how real-life circumstances should shape your portfolio strategy—not market hype.

—

This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Related Posts

  • Basics of Finance: Allocation

    Here is part 5 in our Basics of Finance Video Series on Allocation. Why would you own stocks and bonds in the same portfolio? What does it mean to have an 80/20 or 70/30 portfolio? Sound Financial Group President (now CEO) Paul Adams shares the answers to some frequently asked questions about portfolio allocation.

  • PODCAST EPISODE 238: Crypto and Principles for Investing

    WHAT WAS COVERED [Tweet “Bitcoin has fallen 50% since its all time high 6 weeks ago. #YourBusinessYourWealth”] [Tweet “The 3 most common goals of any investment portfolio are: A positive expected return, mitigating uncertainty, and liquidity provision. Cryptocurrency lacks these proponents for investment. #YourBusinessYourWealth”] [Tweet “Volatility makes cryptocurrencies an improbable liquid solution for short term liquidity needs. #YourBusinessYourWealth”] LINKS Dimensional Fund Video – Crypto:…

  • PODCAST EPISODE 354 – Influence, Persuasion, and Reality with Scott Adams

    Scott Adams Excerpt: I Will Rewire Your Brains to Relieve Anxiety https://youtu.be/nWhKDqwgyv8?si=vhTXfZzLTLKLwbFa We’re excited to share a special throwback edition of this episode, released as a little Christmas gift to you. To set the stage, Paul explains why this conversation still matters and why we felt it was worth revisiting. This episode originally sparked a lot of thoughtful discussion, and…

  • PODCAST EPISODE 335 – Is Money Evil or Moral? You’ve Never Heard Money Described Like This

    In this powerful second installment of our d’Anconia Series, Paul reads Francisco d’Anconia’s legendary “money speech” from Atlas Shrugged, completely unabridged. More than a literary moment, this episode invites deep reflection on what money truly is: a symbol of virtue, value, and voluntary exchange. Whether you agree or disagree with every word, listen closely for the timeless insights on production,…

  • PODCAST EPISODE 237: Why Spouses Should Plan Together

    WHAT WAS COVERED [Tweet “Two people can move a couch real easy. One person alone can’t. This concept applies to finances in your household. #YourBusinessYourWealth”] [Tweet “Marriage Isn’t 50/50 it’s 100/100. #YourBusinessYourWealth”] [Tweet “Money isn’t every part of the relationship but it touches the most parts of a relationship. #YourBusinessYourWealth”] LINKS Curious what you can accomplish with our help? Schedule a free 15-minute…

  • Podcast Episode 29: Passing on Legacy Assets

    LISTEN HERE EPISODE SUMMARY Dennis Brislawn is an estate and gift tax planning professional, as well as an asset protection expert. Do you have a vision for an item or property that you want generations of your family to enjoy? How do you prevent your children, or even grandchildren, from fighting over possessions after you’ve passed away? Dennis offers some…