Podcast And Blog
PODCAST EPISODE 342 – Dave Ramsey vs Real Financial Advice
In this episode, Paul is joined by SFG’s new advisor Lance Chisum for a candid review of a Dave Ramsey video on housing and post-divorce financial decisions. Together, they unpack the caller’s circumstances, substantial home equity, low-rate mortgage, and the possibility of a HELOC, while questioning whether Ramsey’s quick advice fully addresses the bigger financial picture. Paul and Lance highlight…
PODCAST EPISODE 341 – Why Most People Don’t Save for Retirement
Bonita Bell-Anderson (Ask Good Questions Podcast) and Paul Adams (More Than Commas) unpack why Americans under-save, how culture rewards consumption, and why retirement is a narrative, more than math. Paul shares reset moves: save ~20% of gross income, cultivate contentment, set a written strategy, and “don’t break strategy.” They explore evidence-based investing with Dimensional Fund Advisors, guarding against lifestyle inflation,…
PODCAST EPISODE 340 – Can You Really Protect Your Property Investments?
In this episode, Paul discusses how to arrange your investments to protect your real estate portfolio. Too many investors fall into survivorship bias, seeing only the winners in real estate while ignoring those who took on too much debt and lost big. Paul explains why real estate returns often appear stronger than stocks or bonds, the risks of overreliance on…
PODCAST EPISODE 339 – Living the Dream in Hawaii
In this episode, Paul explores the real cost and true value of retiring in paradise. We begin by examining a widely cited article claiming retirees need $2.2 million to live comfortably in Hawaii, and uncover how media “information laundering” can make financial advice seem more official than it is. Then, Paul sits down with Aaron Goddard, CEO of Allstate Benefits,…
PODCAST EPISODE 338 – Should I Sell My Rental?
In this episode, Cory asks a powerful question every real estate investor should consider: Should I sell my rental? It’s easy to assume that if a property is cash-flowing, it’s worth keeping. But when you dig deeper, the numbers often tell a different story. Cory breaks down the difference between Return on Investment (ROI) and Return on Equity (ROE), and…
PODCAST EPISODE 337 – The One Big Beautiful Bill Explained
In this episode of More Than Commas, Cory breaks down the sweeping new legislation shaking up the personal finance world: the One Big Beautiful Bill (OBBB), signed into law on July 4th, 2025. From Trump Accounts for newborns to a $40K SALT deduction cap, the OBBB changes how Americans save, spend, and plan. Whether you’re a parent, student, retiree, or…
