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PODCAST EPISODE 299 – Dave Ramsey can bankrupt you with this advice

 WHAT WAS COVERED 0:12 – Episode starts. Misinformation on safe withdrawal rates of retirement assets. 4:20 – Retirement income strategies and portfolio management. 10:00 – Is a 10% withdrawal rate safe for your portfolio? 13:29 – Retirement distribution rates and portfolio sustainability. 19:34 – The one thing Paul agrees on with Dave Ramsey. 23:34 – Seek help, and listen …

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PODCAST EPISODE 298 – Maximizing Your Retirement Income with Whole Life Insurance

 WHAT WAS COVERED 0:12 – Episode starts. Life insurance death benefits while still alive. 2:45 – Using whole life insurance for efficient retirement planning. 8:30 – Whole life insurance growth rate. 13:46 – Using life insurance death benefit for retirement planning. 19:41 – Retirement planning and life insurance. 25:04 – Using whole life insurance for investment and tax planning. …

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PODCAST EPISODE 297 – How Much Life Insurance Should You Own?

 WHAT WAS COVERED 0:12 – Episode starts. Life insurance sales strategies and their limitations. 4:44 – Retirement planning and life insurance. 11:39 – Life insurance costs and benefits. 18:01 – Term insurance and its impact on retirement savings. 24;07 – Life insurance and its importance. LINKS #217: Is the 4% Rule in Retirement Dead? Tips on 529 Plans: https://youtu.be/2bPO5UfzyX4?si=Xz0nwl8G9aD_jtBj  …

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PODCAST EPISODE 296 – Should I Buy Life Insurance for My Kids?

 WHAT WAS COVERED 0:12 – Episode starts. Life insurance basics and debunking financial celebrity misinformation. 4:31 – Life insurance for children and its emotional implications. 8:58 – Life insurance for parents and children. 13:27 – Juvenile life insurance and its benefits. 18:19 – Life insurance growth and tax benefits. 22:46 – Life insurance for children with cash value growth. …

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PODCAST EPISODE 295 – The Three Stooges, Jimmy Carr, Whale Oil, and Playgirl…

 WHAT WAS COVERED 0:12 – Episode starts. Financial principles and industry change. 3:42 – Rapid industry change and market forces. 7:49 – Investing in a rapidly changing market. 12:02 – Financial scams and how to avoid them. 15:16 – Investment fraud and scams. 21:50 – Episode ends. [Tweet “DMing leads to a WhatsApp, which leads to a telegram, which …

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PODCAST EPISODE 294 – Dave Ramsey Doesn’t Understand Life Insurance (Part 2)

 WHAT WAS COVERED 0:12 – Life insurance and investment strategies. 3:30 – Financial advice and misleading statements. 7:42 – Using whole life insurance for investment. 11:23 – Bank-owned life insurance and its implications. 15:11 – Dave Ramsey’s misinformation about whole life insurance. 20:50 – People need to know, so spread the word. [Tweet “Dave Ramsey is literally just making …

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PODCAST EPISODE 293 – Dave Ramsey Doesn’t Understand Life Insurance (Part 1)

 WHAT WAS COVERED 0:12 – Episode starts. Yet another video by Dave Ramsey. 4:44 – Whole life insurance and cash value. 14:42 – Whole life insurance misinformation. 21:38 – Whole life insurance and its potential for growth. 25:54 – Dave Ramsey’s incorrect calculations. [Tweet “If somebody called our show, and was misinformed about something, I’m not going at them. …

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PODCAST EPISODE 292 – How Much Insurance Should You Have? Auto, Home, Umbrella, Disability & Life

 WHAT WAS COVERED 0:12 – Episode Starts 2:53 – Insurance terms and misconceptions. 6:51 – Car insurance coverage options. 12:53 – Homeowners insurance coverage and valuation. 18:13 – Umbrella insurance and its importance. 24:24 – Disability insurance coverage and supplemental policies. 27:15 – Importance of understanding the language of insurance terms. 34:15 – How much is your life worth? …

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PODCAST EPISODE 291 – Avoiding Investment Scams

 WHAT WAS COVERED 0:12 – Episode starts. 3:35 – Investment scams and how to identify them. 8:18 – Potential investment scams and red flags. 12:48 – Investment strategy and potential scams. 17:41 – Investment opportunity with unclear terms. 23:18 – Potential investment scam with multiple red flags. 28:43 – Investment scams and how to avoid them. [Tweet “Defrauded people …

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PODCAST EPISODE 290 – How much do you need to retire?

 WHAT WAS COVERED 0:11 – Podcast begins. 0:20 – Financial independence and work-optional lifestyle. 1:41 – Assets, capital at work, and financial independence. (1:41) 5:40 – Retirement distribution strategies. (5:40) 9:35 – Retirement income calculation. (9:35) 13:11 – Retirement planning for high-income earners. (13:11) [Tweet “The word retirement wasn’t really used to apply to people in the United States, …