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PODCAST EPISODE 255 – FOMO Can Ruin Your Finances

     WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners 01:48 – Episode topic: FOMO or fear of missing out 02:30 – Article Breakdown: “The Fea of Missing Out Can Be a Killer for Investors…” (CNBC) 13:00 – Article Breakdown: “The Victims of FOMO. Reach Young Americans Have Lost Confidence in the Stock Market…” 23:28 – How …

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PODCAST EPISODE 254: Can Millennials Retire Early?

   WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners 02:20 – Setting up the thought principles. 04:25 – Article Breakdown: “Millennials Want to Retire at 50…” (WSJ). 19:00 – future prospecting income increases. 26:25 – How it all comes back to your aims. 30:48 – Episode ends, thank you for listening.   [Tweet “We tend to float …

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PODCAST EPISODE 253 – Should You Sell Now?

     WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners 02:10 – Setting up the topic – “What do I do with the market” 03:25 – 1$ Million investment scenario 09:20 – Stats on a one year lookahead 16:20 – Reviewing downturns 21:05 – Your investing experience 27:53 – Episode ends, thank you for listening   [Tweet …

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PODCAST EPISODE 252: Mortgage Rates are Not What They Seem

   WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 02:25 – Article Breakdown: That Benchmark Mortgage Rate Typically Isn’t Offered 10:40 – Article Breakdown: Mortgage rates causing ‘lock-in effect,’ limiting nation’s housing supply 13:50 – Why would some one move mortgages right now. 19:25 – closing thoughts. 19:50 – Episode ends, thank you for listening.   [Tweet …

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PODCAST EPISODE 251: Real Estate Rent or Sell? Tips on Getting Started

   WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 01:10 – Paul sets up topics for the episode. 02:48 – Article Breakdown: In a Slowing Housing Market, Sellers Ask: Why List a Home When You Can Collect Rent? 12:08 – Article Breakdown: Startup Firms Help Home Buyers Win Bidding Wars With All-Cash Offers. 17:30 – The Final …

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PODCAST EPISODE 250: Investing in a Recession

 WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 01:45 – The year by the numbers 09:48 – What history tells us by the numbers. 12:40 – Volatility and how to buffer. 18:08 – Bonds and how they can bring a negative return. 22:52 – Inflation and “real” returns 28:30 – Episode ends, thank you for listening.   …

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PODCAST EPISODE 249: When You Self Insure, You Are a Pool of ONE

 WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 00:40 – Self Insurance and the definition of insurance. 03:00 – Self-Insurance scenario breakdown. 06:30 – reassessing your insurance ideaology. 11:20 – Closing thoughts 12:02 – Episode ends, thank you for listening.   [Tweet “To insure something means you enter into a contract with another entity, could be a …

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PODCAST EPISODE 248: Is Your Mutual Fund Manager Doing This?

   WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 01:20 – Setting the stage for the article breakdown, How benchmarks work. 14:45 – Article Breakdown: How to Beat the Stock Market Without Even Lying (WSJ). 22:42 – What this means as an investor. 25:30 – Episode ends, thank you for listening.   [Tweet “23% of actively managed …

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PODCAST EPISODE 247: Hidden Costs of IRA Rollovers

   WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 02:25 – Article Breakdown: The Hidden Costs of IRA Rollovers 15:28 – Examples of rolling over to IRA’s. 23:10 – When does an IRA rollover make sense. 28:22 – Considering “Value”. 29:50 – Episode ends, thank you for listening.   [Tweet “There’s nothing wrong with financial advisors having …

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PODCAST EPISODE 246: College Funding & a Swimming Pool Full of Spaghetti

 WHAT WAS COVERED 00:00 – Episode begins Paul welcomes listeners. 02:45 – Article Breakdown: Many Investors Are Fleeing the Stock Market, but Some Are Doubling Down: ‘If I Lose $15,000, I’m Not Going to Die’ 15:00 – Article Breakdown: “Dad Praised for Holding Son’s $400K College Fund ‘Hostage’ After Graduation” 22:10 – Education funds and family dynamics. 29:28 – …